
The VETTDD 50 · UK startups · 2026
Rachel Curtis
Founder and CEO, Inicio AI · inicio.ai ↗
Many people in debt never finish the affordability form their lender needs. Inicio AI’s founder has built a conversational alternative that banks, lenders and enforcement firms signed up for in 2026
- new clients announced in 2026, including Tandem Bank and Evlo
- 7
- Credit Strategy Credit Awards won, June 2026
- 2
- seed funding, April 2025
- £2.6m
- Inicio AI Ltd incorporated
- Apr 2020