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The BriefArtificial Intelligence

Microsoft puts advanced Copilot work on metered credits

The new Copilot app adds Home, Code and Autopilot. Everyday use stays on the per-user license, but the agentic work at the center of the launch now runs on usage-based billing

The facts
  • Autopilot was previously called Scout.
  • Microsoft says Code will reach preview for Microsoft 365 Premium and Pro subscribers later in 2026.
  • Cost management in Agent 365 now covers Code and Copilot Managed Runtime, with Copilot Studio agents due in October, according to Microsoft.
  • Spending policies can be managed through the Microsoft Graph API, and spend can be assigned to Azure subscriptions or resource groups.
  • Heavy users who hit a USL usage limit can switch to Auto at no extra cost or move to credits, Microsoft says.
Why it matters

IT and finance leaders should decide who owns the Copilot spending policy before anyone asks to switch on Cowork, Code or Autopilot. Start with a small pilot group, tight user caps and alerts, and ask Microsoft or the reseller for a credit price and consumption estimates in writing. Map spend to cost centers from the outset, so heavy users show up before renewal and next year’s budget carries a usage line as well as seats.

“Agentic work requires a different type of spend, one that gives you the best quality possible with the most advanced models.”Jared Spataro, chief marketing officer, AI at Work, Microsoft

Microsoft unveiled the new version of its Copilot app on 25 September and put its most demanding work outside the per-seat license. Cowork, Code, Autopilot and frontier models such as Astra and Fable run on usage-based billing (UBB), paid for with Copilot Credits.

Home puts Chat alongside Cowork, which takes a delegated task and returns a finished result, and brings Word, Excel and PowerPoint inside the app. Code builds apps, dashboards and automations from plain-language requests on the same technology as GitHub Copilot, hosted on a new Copilot Managed Runtime inside the customer's Microsoft 365 environment. Autopilot is a cloud-hosted agent with its own identity, memory and workspace. Microsoft says Home and Code begin rolling out through its Frontier program in the coming weeks, with Autopilot expanding to private preview at the end of September.

The Copilot user subscription license (USL) still covers Chat, Copilot in the Office apps and Auto model routing, and Microsoft says what it includes is unchanged. UBB requires the USL. For enterprise customers it stays off until an admin creates a spending policy in the Microsoft 365 admin center, and Microsoft says nothing is billed before then. Policies set budgets at tenant and group level, with user caps and spend alerts. Neither the launch post nor Microsoft's pricing post gives a price per credit.

Microsoft's partner blog names AI advisory, security and governance, agent development, FinOps for AI and managed services among the openings for partners.

Sources
  1. Microsoft, “Introducing the new Copilot with Home, Code and Autopilot”, The Official Microsoft Blog, 25 September 2026. https://blogs.microsoft.com/blog/2026/09/25/introducing-the-new-copilot-with-home-code-and-autopilot/
  2. Microsoft, “Evolution of the Copilot pricing model”, Microsoft Copilot Blog, 25 September 2026. https://techcommunity.microsoft.com/blog/microsoft-copilot-blog/evolution-of-the-copilot-pricing-model/4559416
  3. Microsoft, “The new Copilot is here: The opportunity for Microsoft partners”, Partner Blog, 25 September 2026. https://techcommunity.microsoft.com/blog/partnernews/partner-blog--the-new-copilot-is-here-the-opportunity-for-microsoft-partners/4559763
  4. Microsoft, “New FinOps for AI capabilities: Control spend, measure value, and optimize for impact”, FinOps for AI Blog, 25 September 2026. https://techcommunity.microsoft.com/blog/ai-finops-blog/new-finops-for-ai-capabilities-control-spend-measure-value-and-optimize-for-impa/4559660
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